Saving Cash By Going Green

Your credit score is no longer just about whether you can get a mortgage, credit card or a much needed loan, it can effect anything from your energy bills, right through to even your mobile phone contract.
But what affects credit scores and how can you improve your credit rating? Lenders don’t exactly announce how your credit score is worked out, but it’s important to stay on top of your finances and make smart decisions. Take a look at this infographic, which helps you to understand the credit score system and gives you some useful help on how to improve credit ratings, from paying bills on time, closing down unused accounts, to building up your credit history.

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Refused Credit Despite Having a Good Credit Score?

It can be hard enough to secure a loan or mortgage at the best of times if you’re struggling financially or have bad debts following you. However, what’s doubly frustrating is to be refused credit despite having taken advice on how to improve your credit score and managing to build it up to a respectable level.

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