Refused Credit Despite Having a Good Credit Score?

It can be hard enough to secure a loan or mortgage at the best of times if you’re struggling financially or have bad debts following you. However, what’s doubly frustrating is to be refused credit despite having taken advice on how to improve your credit score and managing to build it up to a respectable level.

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Understanding the Credit Score System

Credit Scores. One of those terms we have all heard of but don’t quite understand. For some it is a walk in the path, for others it can bring a cold shiver down ones back. Knowing your credit score and understanding your score can be vital when it comes to applying for a mortgage and extra credit.

We created this infographic to break down what all the numbers mean and how your credit score is calculated.

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